If you are facing foreclosure or have already been through foreclosure, below is a list of resources that may be helpful to you:

• The U.S. Department of Housing and Urban Development's Web site lists ways to avoid foreclosure, as well as several HUD-approved housing counselors. www.hud.gov / HUD approved councelors
  
  
• The Michigan State Housing Development Authority's "Save the Dream Program" can assist you with refinancing your mortgage. www.michigan.gov/mshda
  
  
• Avoid foreclosure scams. U.S. Department of Justice
  
  
• Greenpath Debt Solutions is a non-profit that provides free counseling sessions to help you resolve financial problems, as well as other services. www.greenpath.com
  
  
• ACORN is a non-profit organization that campaigns against predatory lending. www.acorn.org
  
  
• Southeast Michigan
  
  
  • Washtenaw County Treasurer's Office www.ewashtenaw.org/government/treasurer/MFP
    
    
  • Washtenaw County MSU-Extension Office - Washtenaw County's Mortgage Foreclosure Intervention Program can help with housing counseling, or direct you to a counselor in your area. Washtenaw County counselors
    
    
  • Wayne County Mortgage Foreclosure Prevention Program is a series of free seminars throughout August, offering counseling to help avoid foreclosure. Wayne County MFPP
    
    
  • Oakland County Housing Counseling provides mortgage default resolution services, including delinquency, default, or foreclosure problems, as well as reverse mortgage counseling to allow seniors to stay in their homes. www.oakgov.com/chi/housing_counsel
    
    
• West Michigan
  
  
  • Home Repair Services is a non-profit organization serving lower-income homeowners throughout Kent County, MI that works with homeowners and lenders to prevent foreclosure whenever possible. www.homerepairservices.org
    
    
• Flint Area
  
  
• Metro Housing Partnership works in conjunction with community-based non-profits to expand and enhance affordable housing initiatives in Flint and Genesee County. http://www.housingpartnership.net/
  
  
• The Genessee County Land Bank works with homeowners to increase property values and stabilize neighborhoods in Genessee County. www.thelandbank.org