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Why do women pay more for car insurance than men in Michigan?

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Are women worse drivers than men? Michigan auto insurance companies appear to think so.

In most states, there’s not much of a difference between auto insurance rates for men and women. But in Michigan, there’s a difference of about 4.03% between them, with men paying $2,087 and women paying $2,175.

That's according to an analysis by The Zebra, a website that compares auto insurance premiums.

 

Wyoming, where men pay more for auto insurance, is the only state with a greater disparity.

 

Why does Michigan have such a large disparity based on gender?

Neil Richardson, a licensed insurance agent and the resident insurance advisor at The Zebra, joined Stateside to discuss.

GUEST Neil Richardson is a licensed insurance agent and the resident insurance advisor at The Zebra.

(Subscribe to the Stateside podcast on iTunes, Google Play, or with this RSS link)

 

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