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Report: Michigan has highest auto insurance rates (surprised?)

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steve carmody
/
Michigan Radio

A new report says Michigan’s auto insurance rates are still the highest in the nation.

The ZEBRA is a company that tracks auto insurance rates across the country.

Zebra’s Alyssa Connelly says the average annual auto premium in Michigan is about $2600, which is nearly twice the national average.  According to the report, North Carolina motorists pay the lowest annual premiums ($865). 

The 2018 State of Auto Insurance Report finds motorists in Detroit pay $5,414, on average.

“Those rates are increasing at about the same rate as the rest of the country, but again, it starts at a much higher level,” says Connelly.

Efforts to reduce Michigan’s auto insurance rates are stalled at the state capitol.

Republicans blame Michigan's uncapped personal injury protection benefits for the higher rates. Democrats says there are other ways to reduce rates.

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