Health insurers and Healthcare.gov are now gearing up for year two of the Affordable Care Act.
Open enrollment begins two months from today – November 15. And this year, there's a new twist: renewals and plan changes.
Marianne Udow-Phillips is the director of the Center for Healthcare Research and Transformation at the University of Michigan. She says consumers have to do their homework to compare different health plans this year.
"Some [rates] are up, and some are down ... Even those who have coverage now, it would be very important for consumers to actually look at the choices again and see what is the best match with the premiums and the networks that are offered," says Udow-Phillips.
* Listen to our conversation with Marianne Udow-Phillips above.