Insurance sure is a hot political topic these days with hearings in Washington on the glitches with the HealthCare.gov website, and the recent fight in the Legislature over the Medicaid expansion. So what better moment to re-kindle the controversy over Michigan’s auto insurance rates and the no-fault law?
Which is exactly what Governor Rick Snyder did this week when he re-started talks among the groups with an interest in an overhaul of the law. That includes doctors and hospitals, insurance companies, and trial lawyers – all major political players in Lansing.
And, certainly, people who’ve been injured in car and truck accidents have a big stake.
Auto insurance is intensely political. (So much so that some states even have elected insurance commissioners.) Pretty much everyone runs the risk of being hurt in a crash, and everyone who owns a vehicle - under Michigan’s no-fault insurance law - is supposed to carry liability coverage.
People are always upset by insurance rates, but none more so than people who live in cities with high premiums. Cities like Detroit and Flint. Insurance rates actually affect elections. Some city dwellers use out-of-town addresses on their driver’s licenses and voter registration to get lower rates, which also means they don’t vote in local elections.