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A white Minneapolis police officer’s killing of George Floyd on May 25 sparked protests across the country and world, as well as conversations about how different sectors of American society uphold racial discrimination and inequity. This summer, Stateside is conducting a series of conversations on what systemic racism looks like. This week we hear from scholars on how systemic racism blocks Black Americans from opportunities to accumulate wealth.

Tom Rumble / Unsplash

On May 25, the killing of George Floyd by a Minneapolis police officer set off protests across the country, as well as conversations about how racial discrimination and disenfranchisement are upheld by different sectors of American society. This summer, Stateside is conducting a series of conversations on what systemic racism looks like. This week we hear from a journalist, a landlord, and the director of a community center about how systemic racism affects housing, from property rental to the way neighborhoods are structured.

Mapping Inequality: Redlining in New Deal America / Creative Commons

Fifty years ago, the practice of barring people from buying houses in certain neighborhoods or declining home loans because of race or ethnicity became unlawful.

But a new investigation finds it’s still happening.

In the 1930s, property assessors graded American cities on a four-point scale, with the worst neighborhoods coded red, giving birth to the term "redlining."
Mapping Inequality: Redlining in New Deal America / Creative Commons

It’s been half a century since the federal government banned discrimination in the home mortgage industry. But a new analysis of mortgage data shows people of color are still routinely denied conventional mortgage loans far more often than white people.

In the 1930s, property assessors graded American cities on a four-point scale, with the worst neighborhoods coded red, giving birth to the term "redlining."
Mapping Inequality: Redlining in New Deal America / Creative Commons

The legacy of discrimination against people of color and discrimination against certain religions is powerfully present in Michigan cities to this day.

A new data investigation from Bridge Magazine's Mike Wilkinson analyzed a series of housing maps produced by the Home Owners Loan Corporation and later used by the Federal Housing Administration. Wilkinson examined maps of nine cities across the state.

Detroit Land Bank Authority

Detroit leaders hope to solve a real estate riddle with some help from banks and non-profits.

The Detroit Home Mortgage program is designed to counter stubbornly low property values in the city.

Those low values mean low assessments — which prevents many otherwise-qualified homebuyers from getting traditional mortgages that cover the full sale price of the home, or include the cost of needed renovations.

A major home mortgage lender has reached a deal to end a federal investigation into alleged racial discrimination. The settlement will mean millions of dollars for housing programs in Wayne County.  

Citizens Bank is the largest bank holding company headquartered in Michigan and one of the 50 largest in the country.